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ESAP Phase 1 Launches July 10: What It Means for FIDA Infrastructure Teams
On July 10, 2026, the European Single Access Point (ESAP) launches its Phase 1 — the EU's new centralised platform for financial and sustainability data. For most observers, ESAP is primarily a transparency tool. For FIDA compliance infrastructure teams, it is something more: the first operational proof that the EU can build shared financial data access infrastructure at scale. This article explains what ESAP is, how it connects to FIDA, and what financial institutions buildi
Julius Šakalys
5 days ago3 min read
The Final Working Party Before the Irish Presidency: What the June 15 Meeting Means for FIDA
On June 15, 2026, the Working Party of Financial Counsellors meets in Brussels for what is effectively the final substantive meeting under the Cyprus Presidency. Ireland takes over the EU Council Presidency on July 1 — and with it, responsibility for advancing some of the EU's most consequential financial regulation files, including FIDA. This is not a procedural formality. The decisions made — or not made — in the final weeks of the Cyprus Presidency will shape the starting
Julius Šakalys
5 days ago3 min read


Updated Financial Data Access (FIDA) Regulation Timeline: A Complete Guide
FIDA is rolling out in 2025 (expected), then in 24, 36 & 48 months, impacting credit agreements, accounts, investments & more.
Julius Šakalys
Feb 5, 20253 min read


Navigating DORA: A CTO's Guide to Digital Operational Resilience in Finance
Here's how we see the core principles of DORA and what they mean for CTOs. The Digital Operational Resilience Act (DORA) ( official...
Julius Šakalys
Jan 1, 20258 min read


FIDA Changes: European Council’s Proposal and What Has Changed
On 4 December 2024, the European Council released its revised proposal ( the document ) for the Financial Data Access Regulation (FIDA),...
Julius Šakalys
Dec 20, 20244 min read


How FISPs Empower Data Holders, Data Users, and Consumers Under FIDA
As Europe moves closer to implementing the Financial Data Access (FIDA) framework, the roles of data holders , data users , and consumers...
Julius Šakalys
Nov 27, 20244 min read


How FiDA’s Financial Data Sharing Schemes Are Shaping the Future of Open Finance
As Europe marches toward a data-driven financial future, the framework for Financial Data Access (FiDA) stands at the forefront of...
Julius Šakalys
Nov 24, 20243 min read


FIDA and Consumer Trust: Addressing Privacy Concerns in the Insurance Industry
As the Financial Data Access (FiDA) regulation takes shape, it is poised to redefine the dynamics of open finance in Europe. For the...
Julius Šakalys
Nov 24, 20243 min read


The Technical Impact of FIDA and the Vision for a Financial Data Discoverability Network
Having a discoverability network, data users will be able to access and retrieve data from multiple financial institutions seamlessly
Julius Šakalys
Nov 12, 20243 min read
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